Deciding between purchasing a house or condo | Dewar Realty IncHouse or Condo: What Should I Purchase?

Looking for a new home can be tough, especially when you are not exactly sure what you want. The best thing you can do is make a list of your non-negotiables. What does your new home absolutely need to have? This will make your ultimate decisions a lot easier. In fact, it will even help determine the type of property that will best suit your needs - a condo or a house? There are a few things to take into consideration when choosing between the two.


If you are just looking to invest in a piece of real estate, condos are generally less expensive than detached homes. This holds true, of course, unless you are comparing at a house in the middle of nowhere and condo in the heart of an urban…

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Selling Your Home With Pets. Dewar Realty. Small dog on couch - pug"What Should I Do With My Pets?"

Your pets may be cute, cuddly and very friendly, but the reality is that they can be a detriment when you are trying to sell your home. Some sellers are afraid of certain pets, or they may have an allergy. They may think that pets make the home dirty, or the home may have an animal odor that strikes buyers as soon as they walk in the front door. These are just some of the many reasons why your pets may pose an issue when you list your home for sale. Our team at Dewar Realty has considerable experience helping our clients sell homes for top dollar in the Cambridge area. I myself have 100lb dog’s so I understand the challenges well & by following a few helpful tips, you can more easily overcome the issues of selling…

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Buying a Home While Going Through a Divorce Buying a Home While Going Through a Divorce

Divorce is one of the most emotionally devastating events that you can experience, and you understandably want to get your life settled as quickly as possible. Buying a new home can help you to establish new roots and get back on your feet. However, if you plan to buy real estate before your divorce is finalized, you should consider a few important points before you get started.

The Assets for the Down Payment

Simply filing for divorce does not dissolve the marriage, but assets may be divided when you are legally separated. Whether you are using cash for a down payment or to buy the property outright, you will likely need to pay out of pocket with a large sum of money. It is important to speak…

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House Hunting in a Hot Housing Market
House Hunting in a Hot Housing Market

Real estate in the Cambridge Ontario area is in high demand. Whether you are looking for the perfect new home in Cambridge or in another surrounding community like Kitchener, Waterloo, Guelph or other areas, you may be wondering how you can be successful with your house hunting efforts in a hot real estate market. These tips can help you to enjoy a smoother, easier process when searching for a home in a popular market.

Get Pre-Qualified for a Mortgage

One of the first steps you should take is to get pre-qualified for your mortgage. Pre-qualification helps you to determine how much house you can afford, and this can narrow down the scope of your search. A pre-qualification letter can also be provided to…

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Moving to a new city - things to consider when buying a house in an unfamiliar place

A home inspection is always an important part of buying or selling a home, it almost always reveals something that needs to be repaired or renovated. You might think that you're stuck footing the bill if you've already decided to buy a home, but there are still ways to negotiate with the sellers to have at least some of the necessary repairs completed if some issues have come up during the home inspection. Here are a few tips that might help you succeed in your negotiation.

Get a Second Opinion

After a home inspection is completed, many realtors will call in a contractor to get a second opinion. You should follow suit and contact a contractor to take a look at the possible repairs. There's no harm in having a second or third set of eyes take a…

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Moving to a new city - things to consider when buying a house in an unfamiliar place

Can You Afford It?

This should be the first question you ask yourself before making the leap. After all, the cost of living could be different for a number of reasons.

Your best bet is to narrow down the list of cities you want to live in. Next, you’ll want to write out your current expenses. Now, try to project how much those same bills will cost you in the new city. This financial assessment gives you the first look at what you can expect from a money standpoint.

Finally, you need to figure out a way to make a living. It is best to have a job lined up in your new place before you move. Do you? If you don’t, are you comfortable moving there without financial support? Finding a job can be challenging, even in large urban centers.

Live Like a…

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Many people are making the decision to downsize from a larger family home into a smaller condo. Condo living may be more affordable and convenient because you do not have to care for the exterior of the building or the landscaping. The realtors at Dewar Realty, can help you find the perfect condo for your needs. However, because you are moving into a smaller space with neighbours closer by, it is important to properly prepare yourself for this new living experience.

Prepare to Live in a Smaller Space

You should take steps to downsize your belongings before you relocate to your new condo. Conduct thorough cleaning to eliminate unnecessary clutter. Determine which furnishings you will have room for in your new condo. For the items that will not fit…

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5 Issues you can identify without a home inspectorWhen buying a house in Ontario, you understandably want to purchase a property that is in great condition. At Dewar Realty, we typically recommend that clients get a home inspection. A property inspection is a great way to learn about the true condition of the home. After all, many types of damage cannot be detected by an untrained eye, and you need to know as much as possible about property condition before you make a purchase. While a home inspection is a great resource for you to use, you can learn a lot about a home by being observant during the home tour. In this market, a home inspection clause in your offer is not always possible. Here are some of the top things you can learn about a property without an inspection. 

1. Roof Condition


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Mortgages - Should we choose a Mortgage Broker or the Bank?Applying for a new mortgage is a major financial move, and it can impact your budget for years to come. One of the most important first steps to take when applying for a home loan is to decide which mortgage broker or lender to use. There are several key differences between brokers and lenders to consider, and a closer examination of their fees and services can help you to better decide who to work with. 

What to Expect from a Broker

A mortgage broker is not affiliated with a specific bank or lender, and he or she is free to work with any lender that offers a beneficial loan program for you. This is an independent consultant who represents your best interests and who can help you to more easily and quickly locate a great mortgage program to apply…

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Holding Off Offers for Review - Is it the right approach?Cambridge real estate is in high demand, and you may be preparing to list your home for sale soon. Because of how hot the local market is, many of our clients receive multiple offers within days of listing their properties for sale. This is a desirable situation for sellers to be in because multiple offers can create a bidding war situation that drives the sales price upward. A common question that local sellers have is if they should hold their initial offers for review to create a bidding war situation. Because of how frequently this happens in the local market, it is wise to think through this possibility.

Each transaction is unique, so there is not a catch-all solution for this. The reality is that numerous factors must be carefully reviewed by you…

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