I'll Buy Your Home Today

Do you want out of your current living arrangement sooner rather than later? Are you leaving the area and need a quick sale? Do you want to skip the hassle of renovating, staging, listing, showing, and negotiating with buyers?

If you’re looking to bypass the “traditional” method of selling your home, then Dewar Realty’s Home Purchase Program is your ideal solution.  I’ll evaluate your home and make you an offer to buy it right away.

No muss, no fuss, just sell it to us! 

Home Purchase Program Benefits

Dewar Realty Brokerage will buy your home directly and give you the closing time frame of your choice. After we take possession, we’ll take care of all the necessary repairs and staging preparations. Then, we’ll list it and resell the home.

The program eliminates the uncertainty and inconvenience that comes from the customary home selling process. If you’re also a buyer, you’ll navigate the market with confidence and peace of mind, knowing that your home is sold. You can act immediately once the right property becomes available, without the worry you’ll miss it should your home not sell.

It’s required for a property to close within 60 days of its purchase date. With the Home Purchase Program, you’ll have the flexibility and assurance of selecting the closing date of your choice, provided it falls in this timeframe. Should something change on your end, you may adjust the date, as long as it remains in the 60-day mandatory window.

It takes a great deal of preparation and effort to get a home sold. You could easily save yourself hours/days/weeks of work by selling it straight to Dewar Realty.

Determining Purchase Price & Cost Comparison

First, we’ll book a free, no-obligation home evaluation visit. I’ll come by to meet you and have a quick look around the property. This initial conversation will give us both a good idea of what your home could be worth, and if the Home Purchase Program is right for you.

Then, you’ll obtain and cover the cost for a home inspection from a certified inspector, and an appraisal from an officially licenced independent appraiser. We ask for a home inspection report to ensure no major structural, mechanical, or safety issues exist with your home.

Once these two conditions are met, we’ll simply subtract the purchase fee to determine the offer price.

13% Purchase Fee Breakdown

  • 6.78% (this includes HST) = Our Service Fee.

This is what it costs us to run the program and make a profit. 2% + HST is reserved for paying an agent’s commission in the future when we list and resell the property. 

  • 4% = Financing Expenses

This amount allows us to purchase your home and pay for the cost to carry it until a new buyer is found. These charges cover lender fees, mortgage payments, taxes, utilities, and insurance.

  • 2.22% = Legal Services & Obligations

This fee pays for mandatory legal and taxation requirements. On the day of closing, we must pay a land transfer tax, just like any other buyer. We’ll also incur legal costs for both the purchase and sale.

We’ll reduce our fee by 6.22%! If we’re able to obtain a firm purchase agreement from a buyer, then we’ll drop your total Transaction Fee to 6.78% all-in. Please note: This considers that the sale is for the full value of your home’s appraisal and compatible with your preselected closing date.

Home Purchase Program Eligibility

Dewar Realty is interested in buying single family homes, townhomes, and condos that meet the following criteria:

  • Homes where the seller has clear ownership of the property
  • Are located in our service areas (Cambridge, Kitchener/Waterloo, Guelph, and surrounding communities)
  • Are appraised between $150K and $700K
  • Are on municipal water, sewer, electrical, and gas services
  • Are owner-occupied or vacant, at the time of closing (not leased or rented)
  • Are not in or near a flood zone and have not been previously damaged by floods
  • Are not in age-restricted communities
  • Are not under GRCA control
  • Don’t have any unpermitted additions or significant foundation issues
  • Don’t have a solar lease (we’ll buy it only if the panels are owned or it’s been pre-paid)

Conditions and availability subject to change, and some exceptions apply. Please get in touch for more details. Contact me today, and let’s discuss your property!

Sell Your Home Today

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